Credit card interest rates remain near record highs. Here’s a simple hack that could help Houstonians

Credit card interest rates remain near record highs. Here’s a simple hack that could help Houstonians
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If opening your monthly credit card statement makes you cringe, you’re not alone.Credit card interest rates remain near historic highs, with the average annual percentage rate (APR) sitting at 19.6% — just below the record high of 20.8% reached in 2024.But consumer experts say there’s one simple ...